Undeniable Claim

This week my focus is on insurance. Weird, I know, but I hope you will understand my need for this coverage. (pun intended)

Undeniable Claim

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In October my son was involved in a playground accident that sent us rushing to the ER for stitches.

The school provided us with a completed form to submit any out-of-pocket expenses to their insurance. I dutifully photocopied  our bills and carefully checked and double checked all the information. Within two weeks I received a letter that our claim had been processed. Woohoo! (That was in December.)

The first week of January I received a bill for the October ER visit. This was stressful. I just knew I was going to have a fight on my hands with the insurance and/or hospital.

After a quick review of the claim notification from December, I found the column outlining the exact amount of the bill. It was marked “Amount Denied.” Dang it! How could I have missed that?

I called the number on the claim notification and spoke immediately to a customer service rep. She was polite and explained that the $87.02 was the discount amount agreed upon by the hospital and their company. She did not know why I received a bill but would put me through to their company’s adjuster Jennifer.

Jennifer was unable to take my call at that time so I left her a detailed message.

Adjuster Jennifer called back the next day confused about my question. She said I had nothing to worry about unless I received a bill. I explained that I did receive a bill and was really hoping she could help me. Jennifer told me to email a copy of the bill to her and she would call the hospital. I figured it would be a week or so and I would have to call back. 😦 Continue reading “Undeniable Claim”

Reassurance Getting Insurance

This week my focus is on insurance. Weird, I know, but I hope you will understand my need for this coverage. (pun intended)

Reassurance Getting Insurance

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Health insurance is a necessary evil.

Dealing  with insurance companies is comparable to wrestling a medically-mutated King Kong, who is empowered with financial cryptonite.

Unfortunately that King Kong power is angered by government regulation and Jokers wielding lawsuits from every direction. (Can you picture it?)

As I wrote earlier, health insurance is a necessary evil.

Last year I had to seek out a private health insurance plan for my family. We had to have some sort of coverage to protect us in case of medical emergency. The Online Market Place offered limited answers and even more limits to actual human contact. I was too scared to commit to anything the digital deities that heathcare.org provided me.

I contacted our regular insurance agent Dennis. He set up a time to meet with me and helped answer my questions and did some deeper investigating into what the best health care plan was for my family. His help with finding our insurance coverage was very assuring.

When it came time to submit the application for our chosen plan online, I could not get it to go through or show the correct information for my children. Their dates and genders would not stay corrected in the information screen. I just knew that if one date or one gender was wrong on that application, we would be up a creek of medical sewage. Continue reading “Reassurance Getting Insurance”

Fear of Thinking

Fear of Thinking

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Maybe it’s the age of instant information that has set us back in our ability to devise free thought. Perhaps it is the scariness of standing out from our crowd that has stopped our willingness to speak about original thought. Political correctness is always putting us in our place and prevents us from perusing what our hearts know to be true.

Whatever it is, many people today are afraid to think for themselves.

Freedom of speech has become the accepted mode for trash talk and insults, but has lost its power to protect speech about what is morally acceptable.

The Constitution’s First Amendment was composed so that individuals have the right to speak of what they believe. Our current climate considers the sharing of beliefs to be an infringement on the rights of others, so please don’t speak of God or prayer. Don’t stand for the National Anthem. Whatever you do, don’t suggest that life isn’t always fair.

I do believe that all men and women are created in God’s image and that we all have innate goodness and value. It is so hurtful to our race (the human race) to see the derogatory speech and actions of those who don’t think they are being treated fairly. Vandalism, theft, and assault are, and never will be, means for acceptable expression. You can’t heal pain with hurtful actions. Continue reading “Fear of Thinking”

Truly Golden Fish

Truly Golden Fish via Daily Prompt: Fish

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Jesus carried out one of his greatest miracles when he divided the 2 fish and 5 loaves feeding over 5000 hungry followers. Can you imagine the wonderment of the those he fed that day?

In modern times, these Gold Fish crackers provide their own kind of miracle. Contentment.

Nothing keeps my kids quieter in church or the car than Gold Fish. We use Gold Fish crackers for math homework and art projects. They make terrific Valentine, Easter, and Halloween treats because kids love them and Moms know the magical powers those cheesy crackers possess.

For a while our local grocery store did not carry Gold Fish. I am pretty sure Moms across the county were crying in anguish over this shortage. Fortunately the crackers have miraculously reappeared on the shelves in a multitude of flavors. Thank goodness!

While they may not provide the best nutrition, Gold Fish crackers provide contentment and stimulate imagination. Rarely do my kids eat them without making at least one swim into their mouths or having two of the fishy faces kiss one another. It is deliciously sweet.

There are many things in our lives that bring simple contentment. You don’t have to fish too hard to find them.

I encourage you to bait your focus for finding satisfaction in the simple pleasures of the day. Reel in the warmth of the sun as you make your way to work or class. Fill your net with compliments and kind words that have been tossed your way by those you meet. Hook onto people who are positive and swim in the positive encounters.

Contentment floods us with calm and allows us to wash away our worries. Set sail with your Intentergy poised to latch onto the good in life and may your energy be cast far and wide. Let your positive attitude flow and influence those who need some simple pleasure in their lives. Cast away!

By: Melanie A. Peters

P.S. I am not a spokesperson for Gold Fish crackers.

 

 

How to Treat a Bad Day – Wise Words Wednesday

How to Treat a Bad Day – Wise Words Wednesday

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Bad days seem to be contagious. When you have one bad day, you seem to become a bad day magnet

Bad days stink.

It is easy to say, “Tomorrow is another day,” or “Cheer up. It could always be worse,” but we know those thoughts don’t defeat the dreariness in some cases. The best medicine for a case of the blues is to treat yourself though kindness or charity.

Doing something kind or generous can be the first step in kicking cloudy thoughts to the curb. Not only will your actions help someone else have a better day, but you will quickly find that your friendliness has the same infectious inclinations that the bad days bring. One kind act makes is a lot easier to motivate ourselves to feel accomplished and lovable.

If you aren’t going for the sweet, touchy, feely remedy, remember Mercutio’s crude advice for Romeo after Rosaline’s rejection in The Tragedy of Romeo and Juliet. Mercutio roughly advised his friend, “If love is rough with you, be rough with love.” Mercutio’s advice wasn’t exactly dealing with how to treat a bad day, but we can adapt it to fit our treatment purposes. Continue reading “How to Treat a Bad Day – Wise Words Wednesday”

When the Tree is Gone

When the Tree is Gone via Daily Prompt: Gone

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Every year my children and I enjoy decorating our home for the Christmas holiday. Even my husband perks up at the sight of the lights. I try to not put the tree up too early so as to protect the magic its lighting brings. After the feast of the Epiphany (the wise men’s arrival), I dutifully take down all the decorations.

The emptiness created by the absence of tree, garland, and lights gives our home an incomplete feel. The rooms seem stark and the light seems cold. What is it about the time after the tree is gone that darkens our day?

When the tree is gone, the spirit of Christmas is not plainly visible. When the tree is gone, the remembrance of all those Christmas wishes fades. When the tree is gone, the twinkle of Santa’s magic dims and we forget about that whole peace on Earth and goodwill towards men thing. Plus, when the tree is gone, I find it a lot harder to just sit in my arm chair and read a book or watch my kids play. It’s as if the tree is a holiday anchor that holds us in place and reminds us to remain steadfast in the enjoyment of our home and family.

I challenge you to keep the Christmas spirit alive in your actions and words. Take time to sit in your favorite chair and read a book or snuggle with a loved one. Continue in your efforts to bring peace to the lives of those you encounter and yourself. Give the gifts of understanding and kindness in all you do.

Just because there isn’t a tree standing in your living room doesn’t mean you have to become a scrooge. Find joy in the simple elements of each day and you won’t have time to miss that silly old tree.

When the tree is gone, continue to shine as a light for others each day. Put some holiday in your heart and let your Intentergy keep the spirits of others alive and well.

By: Melanie A. Peters

P.S. If you still have your tree up, that’s cool.

Toxic Clutter – Wise Words Wednesday

Toxic Clutter – Wise Words Wednesday

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Many of us begin our spring cleaning as soon as the New Year’s ball drops. We start cleaning out our closets, coat pockets, garages, and storage tubs.

We make resolutions to clean out our bodies and clean up our acts.

With those resolutions we need to work on toxic clutter removal as well.

To most of us clutter is made up of piles of old clothes, magazines, or books. Maybe your clutter has amassed itself on your dresser or in the catch-all drawer in the kitchen or the depths of the back seat of your car. wherever it is; the clutter is growing.

Clutter needs to be viewed as more than stuff that piles up in our homes. It is also the resentment, guilt, anger, hurt, and failure that hangs around in our hearts, minds, and spirits. As we turn towards a fresh new trip around the sun, let’s refresh our lives by removing some of that toxic emotional clutter. Continue reading “Toxic Clutter – Wise Words Wednesday”

Foggy Minds – Wise Words Wednesday

Foggy Minds – Wise Words Wednesday

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Clearly I cannot take credit for this image, but I can thank the nice people at Pinterest for providing such terrific inspiration for today’s post. Thank you, Pinterest.

Life is chaotic. Holidays are crazy. My brain is foggy.

So many people I have spoken to lately seem to be suffering from foggy brains also. I don’t know if it is the cloud of too much to do, or too many things to remember, or just sinus pressure that is affecting us but there are some serious cases of foggy brain going around.

The treatment for foggy brain is different for all of us. We all have our pressure fronts that move in an out. We all have precipitation and draught issues, but there are a few simple things that can be done to relieve foggy brain symptoms.

png 1 Rest: take time to clear you schedule and mind.

png 1 Hydrate: drink lots of water and healthy stuff. Wine may dull the fog but only adds to the befuddlement later.

png 1 Be Kind: show yourself kindness and demonstrate compassion for other foggy brain sufferers. You never know what might be clouding their thoughts. 🙂

png 1 Prioritize: organize your to-do’s. A game plan will always give you a clearer perspective.

Energy with clarity is much more powerful than the fog on your brain. Give your mind some positive purpose, dispel the clouds of confusion, and you are sure to see a sunnier view.

By: Melanie A. Peters

P.S. I am not a trained meteorologists. I do not fully understand the science of predicting foggy weather; I just understand what it is like to have a foggy brain.

 

Storytelling as a Reward?

Storytelling as a Reward?

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The school that my children attend has been participating in a program where they are called to be safe, kind, and respectful. The theme of the program is Sharing Your Treasures. It goes along the lines of following God’s example of charity and generosity.

When the students earn a certain number of “treasures” in the school treasure chest, they receive a surprise reward. The students are also asked for ideas of things they would like for their reward. This time a 3rd grader suggested a storyteller come visit when the treasure chest was full.

As the treasure chest neared is brink of treasures, the school principal asked if I would be willing to be storyteller. I said, “Sure. When? How much time do I have to tell the stories?” We settled on a date and length of time and I decided in my mind which stories I would share.

I didn’t tell anyone about my secret identity as the storyteller because I didn’t want to ruin the surprise.

Last Thursday was my day to serve as storyteller. I was nervous when I was revealed as the surprise because I could see the incredulous looks on some of the kids’ faces.
“This is our reward???” – is what they were thinking.

I broke the ice with a silly joke and then started in with two fables. By the second minute of the first fable, they were hooked. They were leaning in to hear and wanted to know what the moral of the story would be. After the fables, I shared three myths and one really long joke. The students didn’t want to the stories to end and this storyteller was so relieved.

Since Thursday, I have received multiple emails, phone calls, and compliments from parents at school. There have been plenty of hugs coming my way from the school kids too. It has been very rewarding for me.

It really made me think though.

How is it that one goofy lady and a handful of stories could be considered a reward?

Simplicity was the key. The stories fed the students’ imaginations. The opportunity provided them the chance to just be kids and enjoy the magic of fiction. Simplicity and time. Giving the kids time and attention was significant. There wasn’t any lecturing or scolding or coaching. Just storytelling.

I encourage you to take time to tell some fun or memorable stories of your own this week. Share your time and talents with those you love. Your attention and imagination or maybe stories about past experiences are all that is needed to create a new memory.

Spark energy with your intent to share and reap the rewards of a story well told.

By: Melanie A. Peters

 

Dilemma – What Should I Wear?

via Daily Prompt: Dilemma

Dilemma – What Should I Wear?

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Last Saturday I stared at the rack of clothes in my closet saying, “What Should I Wear?” After a long day of cooking, cleaning, and birthday partying for my daughter, I had to get everyone ready for an annual family gathering. I didn’t want to get dressed. The kids were ready. The husband was putting on the clothes I had already picked out for him, but what was I going to wear?

My 3 year-old came into my room and wanted to know if I was ready to go yet. I asked him to pick out a shirt for me. He smiled really big and chose a teal sleeveless top. Well, it was  a bit chilly last Saturday so I grabbed one of my favorite cardigans to put on top and headed out the door. I looked alright and my kiddo felt important because he helped make a decision.

How often do you stand in your room and wonder, “What should I wear?”  Continue reading “Dilemma – What Should I Wear?”